Frequently asked questions

Good Fast Loans is a free online loan-matching service. We connect U.S. borrowers with a network of lenders and lending partners offering personal, installment and emergency loans. We are not a lender and never make credit decisions ourselves.

No. We are strictly a matching service. We do not fund loans, set rates or make approval decisions — the lenders in our network do.

Yes. Using Good Fast Loans is completely free for borrowers. We’re compensated by lenders and partners when you’re matched or funded.

No. Getting matched and comparing offers uses a soft credit inquiry that doesn’t affect your score. A hard inquiry only happens if you choose to proceed with a specific lender.

Yes. Our network includes lenders that work with fair and poor credit and consider more than just your score. There are no guaranteed approvals.

Most lenders require you to be 18+, a U.S. citizen or resident, with steady income and an active checking account. See our eligibility page for full detail.

Loan amounts in our network range from $100 up to $50,000, depending on the lender, your credit and your state.

After you accept an offer and the lender approves you, funds can arrive as soon as the same or next business day, depending on the lender and your bank.

Never. You can compare your matches and decline them all with no cost or obligation.